Plan borrowing with principal, rate, and tenure. See monthly instalment and how much interest you pay over the full term.
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Loan Calculator is a free online tool on Rishtaara. Estimate EMI, interest payable, and total cost for personal or home loans.
People use Loan Calculator for everyday work, study, and quick checks when they need an answer without installing desktop software. Results appear in the page so you can copy them into docs, spreadsheets, or code.
EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is principal, r is monthly rate, and n is number of months.
Estimates only — not financial, legal, or medical advice.
Run Loan Calculator before you commit to a plan, payment, or measurement.
Change one input at a time to see how the result shifts.
Copy the result into notes, chats, or spreadsheets for discussion.
Yes. Loan Calculator on Rishtaara is free to use with no signup.
This utility is designed to run in your browser. Your inputs stay on your device during normal use.
Results are estimates for planning and learning. Confirm important decisions with your bank, advisor, or official statements.
Use it whenever you need a quick online tool for loan calculator tasks without installing software.
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